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DPK Bank Banten susut 30% dalam dua bulan, ternyata ini penyebabnya

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Reporter: Anggar Septiadi | Editor: Herlina Kartika Dewi

KONTAN. CO. ID kepala JAKARTA. Masalah dengan dihadapi PT Bank Pembangunan Kawasan Banten Tbk (BEKS) makin benar-benar. Pada Maret hingga April berantakan terjadi penarikan dana yang menguras dana pihak ketiga (DPK) hingga 30%.

“Terjadi penarikan dana deposan inti pada Maret hingga April 2020, penarikan dana hampir menyerap 30% DPK Bank Banten, ” kata Sekretaris Kawasan Banten Al Muktabar di depan rapat Paripurna DPRD Banten, Selasa (14/7).

Baca Juga: Bank Banten masuk pengawasan khusus, Pemprov berharap ada suntikan modal lantaran publik

Merujuk laporan keuangan perseroan, akhir Februari 2020 Bank Banten masih mempunyai DPK senilai Rp 5, 67 triliun, sementara pada akhir April nilainya merosot hingga 17, 26% menjadi Rp 20, 86 triliun, atau berkurang hingga Rp 980, 21 miliar.

Penarikan terbesar terutama terjadi pada persediaan berjangka alias deposito senilai Rp 923, 73 miliar menurun sepadan 27, 32% dari Rp 3, 38 triliun pada akhir Februari menjadi Rp 2, 45 triliun pada akhir April 2020.

Al Muktabar bilang kejadian tersebut pula yang memicu aksi Pemprov Banten memindahkan dananya pada Bank Banten ke PT Bank Pembangunan Daerah Jawa Barat Tbk (BJBR). Sebab, Bank Banten kekeringan likuiditas yang mengganggu distribusi sokongan Pemprov kepada Satuan Kerja Negeri Daerah (SKPD) terkait penanganan pandemi.

“Pemindahan dana dikerjakan dalam rangka social safety net, sebab Bank Banten tidak bisa melaksanakan perintah Pemprov untuk menyalurkan DBH (Dana Bagi Hasil) Pajak ke kabupaten, dan kotamadya, ” jelasnya.

Mengaji Juga: Pemprov Banten pangkas target setoran modal ke Bank Banten, ternyata ini alasannya

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Lotto History – Learn the History of Lotto Games

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Have you ever wondered how many people have won the lottery in your country? What are the reasons behind that Pengeluaran SGP number? Why do people keep on winning lotto games despite the fact that they have tried so many times?

Although, luck is a big part of the game, there are also some skills that go into winning lotto games. If you don’t have those skills, then you’re better off not trying to win.

Winning lotto games is not just based on luck. Knowing when to buy the right numbers and where to place the numbers on the lotto ticket is the skill that is going to help you win.

Some people play lotto just because they think that they can win. Others will play just because they want to play.

But in reality, some people play because they are interested in knowing the history of the game. They enjoy getting to know the people who played lotto in the past and learn about the people who chose to get lucky with the lotto.

Those who are interested in the history of the lottery will learn the reason why the prizes were smaller than they are today. Some of the history of the lottery comes from the most unique of individuals.

Lottery history has been recorded in historical documents like lotto tickets. The person who wrote about the history of the lotto tickets would be instrumental in making sure that the game did not die out.

Play fair! Playing your lotto game with more than one ticket is a surefire way to increase your chances of winning the game.

But if you find yourself playing with just one or two cards, then be prepared to win some games. Play in the styles that work for you, because some cards suit certain games.

Reading the lotto history books is fun and interesting, but it can also be educational. If you read books that are for lotto games, then you might find that you can learn about the card suits and the reasons behind the suits.

However, having the knowledge is a very important part of the game. If you want to win the game, then read up on the history of the game and the details of the game itself.

In the end, if you are determined to win, then you are going to have to study the history and learn as much as you can about the game. It takes a lot of time and effort to become a good player, but if you put in the time and effort, then you are sure to win.

How You Can Increase Your Chances Of Getting The Winner For The Lotto In Singapore

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Is Singapore Pools the most reliable way to pick a winner for the Data SGP Lotto in Singapore? Is it the most secure way to pick a winner for the Lotto in Singapore?

It is a known fact that people have won lotteries by winning lotteries before and many of them enjoyed it so much that they continue to play in lots of lottery draws. However, there are still some that say that the winning number in these games are not very high and that they are not that lucky to be able to gain a great amount of money with it.

Of course, these people forget that they have to undergo certain standards and quality to become one of the winners of these online lottery games. The prizes here are generally worth thousands of dollars and they are also those of the same quality as those of the real games. It means that they are safe to have and that they can take into consideration the jackpot that comes with it.

The numbers in this game of the Lotto in Singapore are considered to be very important when one gets to actually pick a winner for the draw. There are a number of factors that will affect the decision regarding the selection of a winner. The sum of all the numbers may also be considered, and this will ensure that a person is more confident on getting a winning number.

This will determine a person’s luck and ability to gain a sum of money. These factors will make it a bit harder to pick the winner for the draw but it still requires a lot of patience in order to win.

One of the things that you should do in order to increase your chances of winning in the lottery system is to play the game with a certain amount of knowledge. Of course, a certain amount of experience in playing these games will definitely help.

When you do not know the numbers here, then your chances of getting a winner are definitely low, and this will always happen. However, if you know the numbers here and know how to play this system well, then it would really help you to increase your chance of picking the winner for the Lotto in Singapore.

Of course, knowing the factors that will influence your chance of winning will make it a lot easier for you to win in the Lotto in Singapore. As long as you play the game well, then you will surely pick the winner for the Lotto in Singapore.

Most of the people who have been playing these games for years are those who have maintained that they can pick the winner for the Lotto in Singapore. These people are the ones who have learned how to make a right choice by using the correct numbers and the criteria that will be used to pick the winner for the Lotto in Singapore.

If you are one of those who are scared to play the lottery here, then you can also stop worrying about it because you do not have to worry anymore because the system in this lottery here is still working fine. It means that you can now have fun as well as keep an eye on your finances and find out how to pick the winner for the draw.

One of the tips that one can follow is to understand what the numbers of this lottery are and how they will affect your chances of picking the winner for the Lotto in Singapore. This will prevent you from making wrong choices and making you lose your money in the end.

Finally, it is best that you have a good and a trustworthy system in playing the Lotto in Singapore. A system that will actually give you a good system to make you win in the future.

Jadwal 5 provinsi dengan penduduk bangsat terbanyak, di mana saja?

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Sumber: Kompas. com | Editor: Barratut Taqiyyah Rafie

KONTAN. CO. ID – JAKARTA . Pada Maret 2020, masukan yang dihimpun Badan Pusat Statistik (BPS) mencatat, terjadi peningkatan total penduduk miskin sebanyak 1, 63 juta orang dibandingkan periode September 2019. Dengan demikian, jumlah warga miskin RI saat ini terekam sebanyak 26, 42 juta karakter.

Kepala Badan Tengah Statistik (BPS) Suhariyanto menjelaskan dari sisi jumlah, sebagian besar penduduk miskin masih berada di Pulau Jawa dengan jumlah 14, 05 juta orang. Sedangkan jumlah penduduk miskin terendah ada di Tanah Kalimantan sebanyak 969. 640.

“Penduduk miskin di Tanah Sumatera 5, 84 juta, Bali dan Nusantenggara 2, 03 juta, Sulawesi 2 juta, Maluku & Papua 1, 52 juta. Dengan demikian total penduduk miskin dalam Maret 2020 berjumlah 26, 42 juta, ” jelas Suhariyanto pada video conference, Rabu (16/7/2020).

Baca Serupa: Konsumsi Rokok Menyundut Angka Kemiskinan di Indonesia

Untuk diketahui, penduduk yang masuk dalam kategori bapet adalah penduduk dengan pengeluaran per kapita per bulan di kolong garis kemiskinan. Adapun garis kemiskinan pada Maret 2020 adalah sejumlah Rp 454. 650 per bunga per bulan, naik sebesar 3, 2% jika dibandingkan dengan September 2019.

Kemudian dengan rata-rata, garis kemiskinan per rumah tangga pada Maret 2020 sebesar Rp 2, 12 juta per bulan, naik sebesar 5, 01% dibandingkan dengan September 2019 yang sejumlah Rp 2, 02 juta.

Baca Juga: Sampai Maret, awak miskin naik 1, 28 juta jiwa

Garis kemiskinan per rumah tangga adalah nilai rata-rata rupiah minimum yang harus dikeluarkan oleh rumah tangga untuk memenuhi kebutuhannya agar tidak dikategorikan miskin. Selain jumlah serta persentase atau angka kemiskinan, dimensi lain yang perlu diperhatikan merupakan kedalaman dan keparahan dari kemiskinan.

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Jiwasraya membentuk RDPT, demi menutupi kerugian di laporan keuangan

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Reporter: Ferrika Sari | Editor: Herlina Kartika Dewi

LANGSUNG. CO. ID – JAKARTA. Dalam sidang lanjutan kasus Jiwasraya, Rabu (15/7), terungkap bahwa Jiwasraya berupaya menutupi kerugian dalam laporan keuangan melalui pembentukan Reksa Dana Penyertaan Terbatas (RDPT) pada 2008.

Mantan Besar Pengembangan Dana Asuransi Jiwasraya Lusiana mengungkapkan, pada 2008 terjadi gawat ekonomi sehingga Indeks Harga Saham Gabungan (IHSG) dan nilai surat utang turun. Akibatnya, Jiwasraya mencantumkan kerugian investasi.

“Manajemen waktu itu tidak ingin adanya pencatatan kerugian akibat penurunan makna saham baik harga saham maupun obligasi yang pada waktu itu turun tajam hampir 50%, ” jelas Lusiana dalam kesaksian dalam Pengadilan Negeri Jakarta Pusat, Rabu (15/7).

Baca Juga: Konvensi kasus Jiwasraya, saksi sebut pembentukan RDPT untuk menyelamatkan aset

Demi menutupi kemalangan, kata dia, mantan Direktur Keuangan Jiwasraya Harry Prasetyo menyarankan pendirian Kontrak Pengelolaan Dana (KPD) lalu masuk ke RDPT. Hal itu sejalan dengan kebijakan Bapepam LK nomor 43 tahun 2008 Mengenai Reksa Dana Berbentuk Kontrak Investasi Kolektif Penyertaan Terbatas.

“Kami dibawa oleh pak Harry yang bilang, regulasi ini mampu mengakomodir kesulitan mencatat kerugian. Pendirian RDPT diperuntukkan seluruh industri buat menampung atau mengakomodir kondisi genting pada waktu itu, ” jelasnya.

“Makanya Jiwasraya mencuaikan fasilitas regulator tersebut membuat RDPT dengan membuat harga saham dengan tadi turun dan tidak divaluasi sesuai harga pasar sehingga tak mencatat kerugian, ” tambahnya.

Ia menjelaskan, reksadana berpunya dicatatkan melalui mark to market atau sesuai harga tutup pasar masa itu. Sementara RDPT, nilai aktiva bersih (NAB) tidak dihitung berdasarkan mark to market.

“Tapi jika RDPT tidak tercatat berdasarkan harga pasar tetapi valuasi manajer investasi setiap satu hari setelah tiga bulan. Dari minus, bisa tercatat tidak minus ya, dalam pembukuan laporan keuangan, ” ungkapnya.

Secara singkat, jika mencuaikan RDPT maka saham – bagian yang minus kemudian dipindah ke reksadana yang merupakan asset settlement . Dengan begitu, KPD bisa menghilangkan unrealized loss ataupun nilai kerugian yang belum terealisasi.

Baca Juga: 13 MI dijerat TPPU, Kejagung: Jika ada pencucian uang pasti dikejar

“Jadi selisih kurang antara harga perolehan saham dengan kami beli dibandingkan harga rekan waktu itu nilainya cukup luhur yaitu lebih dari 100 miliar atau unrealize loss. Manajemen tidak sedia adanya unrealise loss, bagaimana itu diupayakan ini hilang, dicoba meniti KPD, ” tuturnya.

KDP sendiri merupakan kontrak pengelolaan dana atau disebut fund manager . Artinya, Jiwasraya menyerahkan manajer investasi untuk menolok dana. Waktu itu, mantan Kepala Divisi Investasi dan Keuangan Jiwasraya Syahmirwan menentukan siapa saja PERUSAK yang ditunjuk.

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Soal dan jawaban TVRI SD status 4-6 Rabu (15 Juli), pelajaran Budaya Jawa Tengah

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KONTAN. CO. ID – JAKARTA. Pada bawah ini adalah kumpulan perkara dan jawaban program Belajar lantaran Rumah TVRI untuk kelas 4, 5, 6 SD pada Rabu (15/7/2020). Adapun materinya adalah Kebiasaan Jawa Tengah.

Lewat tayangan ini, diharapkan siswa akan mampu meningkatkan kompetensi literasinya. Mula-mula, menulis esai pendek untuk menggambarkan pengamatan dan pengalamannya dengan lebih terstruktur. Kedua, menuliskan tanggapan kepada bacaan menggunakan pengalaman dan pengetahuannya.

Berikut adalah perkara dan jawaban program Belajar dari Rumah TVRI untuk kelas 4, 5, 6 SD pada Rabu (15/7/2020).

Soal pertama: Ceritakan secara singkat proses terbentuknya nama kota Magelang!

Editor: Barratut Taqiyyah Rafie

Soal & jawaban TVRI SD status 4, 5, 6 Selasa (14 Juli): Proses Pertumbuhan Tumbuhan

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KONTAN. CO. ID semrawut JAKARTA . Berikut adalah soal dan jawaban program Belajar dari Rumah TVRI buat kelas 4, 5, dan enam pada Selasa, 14 Juli 2020. Adapun materinya adalah Proses Kemajuan pada Tumbuhan.

Tayangan ini bertujuan untuk meningkatkan kompetensi literasi pada anak, seperti:

(1) Menulis esai pendek untuk menggambarkan pengamatan dan pengalamannya dengan lebih terstruktur;

(2) Menuliskan tanggapan terhadap acara menggunakan pengalaman dan pengetahuannya

Baca Serupa: Soal dan reaksi TVRI SD kelas 1-3 Selasa (14 Juli), materi Aku dan Teman Baru

Pertanyaan pertama:

Bagaimana proses pertumbuhan dalam tanaman paku yang berkembang tumbuh menggunakan spora?

Editor: Barratut Taqiyyah Rafie

Tips jitu mengolah daging kambing agar tidak prengus dan empuk

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KONTAN. CO. ID porakporanda JAKARTA . Mengolah daging mempertanggungkan agar tidak prengus memang gampang-gampang susah, terlebih jika ingin daging tersebut empuk. Merebus daging ceroboh bisa membuat daging tetap beraroma prengus, bahkan makin alot.

Chef Jack Singodimejo, dilansir dari Sajian Enak , memberikan tips mengolah keturunan kambing agar tidak prengus. Selain bisa menghilangkan aroma, Chef Jack juga memberikan tips agar warga kambing bisa empuk, bahkan minus direbus terlebih dahulu.

Baca Juga: Bukan hanya sate, itu resep olahan daging kambing untuk Idul Adha 2020

Pertama-tama, jangan mencuci ataupun membasahi daging, karena air dapat meningkatkan aroma prengus serta bakteri pada daging. Anda cukup memakai kain kerap untuk menyerap cairan pada daging. Jangan mengolah jeroan kambing dengan dagingnya. Jeroan kambing memiliki aroma yang lebih berpengaruh dibanding daging kambing.

Rebus jeroan dan kambing dengan terpisah. Beri campuran rempah-rempah kaya pala, jahe, lengkuas, daun tenteram, daun jeruk, bawang putih, serai saat merendam daging. Campuran semak manis, cengkeh, daun salam, daun jeruk, dan kapulaga bisa menolong menghilangkan bau prengus jeroan dan daging saat direbus.

Buat bumbu lebih banyak buat merebus jeroan serta tambah periode waktu merebusnya. Durasi yang dibutuhkan untuk merebus daging kambing kira-kira 1 jam, maka jeroan butuh waktu sekitar 1 ½ tanda hingga 2 jam. Setelah matang, buang air rebusan dan warga atau jeroan siap untuk diolah.

Baca Juga: Cara tenteram beli hewan kurban lewat tempat online dan dapat diskon pula

Untuk mengerjakan daging kambing agar empuk, Kamu bisa menggunakan daun pepaya, nanas, atau baking soda. Siapkan kaum lembar daun pepaya, lalu sampul daging yang belum dicuci, selama kurang lebih 1 jam. Jika menggunakan buah nanas, parus bahan tersebut hingga halus lalu lumuri daging dan diamkan selama 3 menit.

Jika bertepatan Anda tidak memiliki nanas atau daun pepaya, baking soda mampu membantu mengempukkan daging kambing. Taburi daging dengan baking soda semrawut diamkan 3 menit. bersihkan warga dengan kuas atau lap bersih sebelum diolah lebih lanjut. Sesudah tahu cara mengolah daging kambing agar tidak prengus dan lembut, Anda bisa dengan mudah menggarap daging ini menjadi berbagai ragam panganan yang lezat.

Editor: Tiyas Septiana

Hasil pemilu Singapura mengejutkan, rencana jalan ditunda?

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Sumber: Reuters | Editor: Khomarul Hidayat

KONTAN. CO. ID – SINGAPURA . Partai politik yang berpengaruh Singapura, The People’s Action Party (PAP) memenangkan pemilu lagi. Namun, hasil pemilu tahun ini yang terburuk dalam sejarag PAP.

Hasil perolehan suara PAP yang tak memuaskan mengisyaratkan jalan penundaan rencana suksesi di Singapura dan analis meramalkan akan ada perubahan kebijakan lain yang mampu memengaruhi Singapura.

Di pemilihan Jumat (10/7), PAP merebut 83 dari 93 kursi kongres Singapura, kemenangan besar menurut penumpil internasional. Namun, partai oposisi memenangkan 10 kursi yang belum sudah terjadi sebelumnya.

Pertama Menteri Lee Hsien Loong mengatakan, hasil ini menunjukkan keinginan yang jelas untuk keragaman suara. “Orang Singapura ingin PAP membentuk negeri tetapi mereka, dan terutama para pemilih yang lebih muda, pula ingin melihat lebih banyak kehadiran oposisi di parlemen, ” ujarnya, Sabtu (11/7) seperti dikutip Reuters .

Baca Juga: Hasil mengejutkan perhitungan tengah Pemilu Singapura, ada apa?

Stabilitas menentukan politik Singapura, yang didominasi PAP sejak Singapura merdeka pada tahun 1965. Stabilitas politik terbukti penting pada mengembangkan Singapura menjadi pusat keuangan global dan pusat perdagangan regional.

Namun para analis mengatakan, kemunduran yang tak terduga untuk partai Lee kemungkinan bermakna aturan yang lebih ketat tentang ketenagakerjaan asing dan perubahan lain pada kebijakan sosial untuk menyurutkan kekhawatiran yang diajukan oleh partai-partai oposisi.

“Pembuat kebijakan akan memiliki garis yang bertambah ketat pada orang asing dalam angkatan kerja dan untuk menggandakan upaya kesejahteraan ekonomi kelompok berpenghasilan rendah, ” kata Song Seng Wun, seorang ekonom di CIMB Private Banking.

Pemilih Singapura dalam pemilihan hari Jumat (10/7) menyatakan keprihatinan tentang harapan pekerjaan mereka dan apakah Singapura membutuhkan begitu banyak orang langka dalam pekerjaan yang dibayar mulia.

Mengucapkan Juga: Perbatasan Malaysia-Singapura segera dibuka, negara lain menyusul

What People Don’t Know About The Truth About The Lottery

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Do you know what some of the myths surrounding the Data SGP lottery are? How do you know which one is true and which one is not? All of these can be easily debunked when you know the facts about the lottery. Read on to find out.

First, a lottery is a gambling device that is used to control a person’s life by giving him a source of income which he can use to meet all his needs. There are people who earn money from it by betting on the numbers that are drawn by the lottery machine, but most of them are given this opportunity for fun and entertainment. As a result, they lose the money that they have won and this is a very bad way to go about it.

Second, a lot of people consider gambling as an addictive behaviour. This is something that can be caused by a lot of factors including a family history of addiction. But this does not mean that anyone can become a gambler because he is born with the habit.

Third, a lot of people want to stop gambling because they believe that there are too many chances in the game. These people see themselves as winners and this will affect their ability to play because they feel too tired or overworked. There are enough numbers to choose from that make them dizzy and this means that they will not be able to concentrate on winning.

Fourth, a lot of people try to ban the lottery from their homes because they believe that it encourages gambling is against their religion. It is hard to get a family member to live away from home because of the influence of the internet and social networking sites. The addiction to the internet and mobile phones is also very strong and if you want to encourage someone to leave home, then you should try not to get involved in any activities that might bring these into your home.

Fifth, a lot of people try to stop gambling with cash because they believe that they are not capable of playing without cash. They see cash as a form of accessorising and it is not easy to get rid of cash all together. For those who live in rural areas, cash is always a necessity and without it they are unable to buy things that they need to survive.

Sixth, a lot of people would say that addiction to the lottery is a problem that is not easily dealt with. In addition, the law forces many people to get involved in gambling and this is a way of getting money. A lot of people start from zero and this is not a good thing to do. Everyone has a right to the money that they earn and this is what they need to stay on top of their priorities.

Seventh, a lot of people think that gambling is addictive behaviour that will last forever. Because there are so many people who believe that there is nothing they can do to avoid gambling, they are left wondering what the end result will be. They have no idea that they are truly addicted to it is very difficult to get them to stop gambling.

Eighth, a lot of people don’t know how to spend their time and do not know what to do with all the money that they earn. They cannot find the balance between being productive and being irresponsible. It is not easy to go back to your former way of living because it would not be comfortable.

Ninth, a lot of people think that their addiction to the lottery is a form of addictive behaviour that will remain with them for their entire life. This is not necessarily true because many people change after they win the lottery and they still have friends and family. So you can have friends who never stop coming round to your house even after you quit.

The tenth, most people in this world try to justify their addiction to the lottery by saying that they feel like winners. However, most people are not so lucky and this does not mean that they are right in believing that they are a winner. Instead, most people try to get someone else to believe in them and convince them that they are right in what they think.

All these myths and lies can easily be debunked if you know how to look at the facts of the lottery. There are many people who had to give up the internet for a while because they believed that the internet was responsible for ruining their life and so they gave up on it. However, once they lost it, they realised that it was not responsible for ruining their life, so it can be said that gambling can help anyone to rebuild his or her life.